You shouldn't have to wonder if your benefits advisor is working for you or for the insurance carrier. For over 35 years, we've had one job: bringing you the best options without the bias. No hidden agendas. No carrier loyalties. Just straightforward guidance and solutions that work for your business.
Independent Expertise.
Personalized Service.
Proven Results.
about us
You're busy running your business.
Most benefits advisors work for the insurance carriers, not for you. We started MacDonald Consultants to flip that script and give small and mid-sized businesses what they deserve: an advisor who sits on their side of the table when it's time to design and negotiate health plans.
Built on a foundation established in 1987 through Stewart MacDonald Financial Services, we've been independent from day one. No private equity or reporting profit to shareholders. No hidden incentives. Just someone in your corner, fighting for your best interest, and straightforward advice.
Today, we serve the businesses that need us most. Growing companies in industries like construction, manufacturing, and transportation. Businesses that need real solutions, not sales pitches. Companies that value transparency, reliability, and an advisor who shows up year after year. That's who we are.
We started with a mission.
our story
We're SHRM certified and specialize in the Health Rosetta Model for self-funding. We don't just sell you a plan and disappear. We benchmark your current plan, analyze your options, present them clearly, and manage everything ongoing, including compliance. Our track record? Reducing healthcare costs while keeping businesses compliant and protected.
We're Committed to your Success.
Through our partnership with Mitigate Partners, we stay on top of national trends and proven strategies in employee benefits. What's working for businesses across the country? We bring those solutions to you. You're not limited to outdated approaches. You get access to innovative strategies delivering real results for companies like yours.
We're Connected to What Works.
MacDonald Consultants has been independent and privately owned since 1988. We don't answer to insurance carriers. We answer to you. We have access to the same universe of plans as the consultants working with Fortune 500 companies, but we're small enough to treat you like family. You get enterprise-level expertise with personal, hands-on service.
We're Independent, and that Changes Everything.
The MacDonald Difference
We're Connected to What Works.
To bring the best solutions available nationwide, we joined the Health Rosetta, a movement to create transparency throughout the healthcare delivery supply chain. Our focus is the Quadruple Aim:
What We Work Towards
Using the health plan to its fullest potential
Improved Member Experience
Improved health results for your team
Better Patient Outcomes
Supporting the providers delivering care
Enhanced Clinician Experience
Savings that benefit your bottom line
Lower Healthcare Costs
We benchmark your current plan's performance, present you with options that actually make sense for your business, and stay with you through implementation, enrollment, and compliance. We don't just hand you a policy and disappear. We're with you year after year, ensuring your plan evolves as your business does.
That's the difference between a broker and an advisor. And it's why our clients trust us as partners and stick with us. Are you ready to work with advisors you can trust?
Dependable expertise when you need it most.
